Home / Singapore Life Tips / Singtel vs StarHub vs SIM-only: The Ultimate Mobile Plan Guide 2026

Singtel vs StarHub vs SIM-only: The Ultimate Mobile Plan Guide 2026

In Singapore, you no longer need to be tied to a 2-year contract to get a good deal. SIM-only plans (no contract) are now the gold standard. But with so many options like GOMO and SIMBA, which one should you pick?

1. The Giants: Singtel & StarHub (Premium Experience)

Choose these if you want the absolute best 5G coverage, especially in MRT tunnels or deep inside office buildings.

  • Singtel: The most reliable and widest 5G coverage in SG. Great if you often travel to Malaysia (their roaming integration is seamless).
  • StarHub: Often wins for the fastest download speeds. Excellent if you also want to bundle home fiber internet or cable TV (Premier League, etc.).
  • Verdict: Best for business users who cannot afford a dropped call.

2. The Challenger: SIMBA (The King of Value)

SIMBA (formerly TPG) has its own network and is famous for offering massive data at incredibly low prices.

  • The Plan: $10 for 400GB (5G) is their signature offer.
  • Pros: * Free Roaming: Includes generous roaming data (often 10GB+) to popular destinations like Malaysia, Indonesia, and even Thailand/South Korea.
    • Unlimited Calls: Free calls to local mobile numbers.
  • Cons: Indoor coverage (elevators, basements) can still be weaker than Singtel/StarHub.
  • Best For: Students, heavy data users, and frequent travelers on a budget.

3. The “No-Frills” Sub-brands: GOMO & giga!

These are owned by the giants but offered at half the price. You get the same network quality without the premium price tag.

  • GOMO (by Singtel):
    • Features: Uses Singtel’s 4G/5G network. Frequent “Data Pump” promos (e.g., $18.33 for 300GB-400GB).
    • Pros: Very stable app, easy to add roaming “Roam Like A Local” packs.
  • giga! (by StarHub):
    • Features: Uses StarHub’s network. Famous for Data Rollover (unused data moves to the next month).
    • Pros: One of the best customer service experiences through their app.
Plan TypeExampleMonthly CostBest FeatureRecommendation
TraditionalSingtel 5G$35 – $80Reliability / SupportBusiness / Stability seekers
Value (MVNO)GOMO~$18Singtel Network QualityMost Expats’ Top Choice
Ultra-CheapSIMBA$10Massive Data & RoamingBudget-conscious / Travelers
Feature-richgiga!~$15 – $20Data RolloverConsistent data users

5. HomeInSG’s Practical Advice for New Expats

  1. Start with SIM-only: Never sign a 2-year contract immediately. Get a SIM-only plan first to test the coverage in your specific house and office.
  2. eSIM is your friend: If your phone supports it, you can get a GOMO or SIMBA eSIM online and activate it instantly without waiting for a physical card.
  3. Porting is easy: In Singapore, you can keep your phone number even if you switch telcos. It’s a free service called “Mobile Number Portability.”
  4. Roaming Comparison:
    • GOMO: Best for those who want a stable connection in Malaysia/Indonesia.
    • SIMBA: Best for those who want “free” roaming data included in their $10 plan for multiple Asian countries.

Before signing up for a mobile plan, you need your Singpass for identity verification. Read my [Singpass Guide] to set it up first.

Tagged:

Leave a Reply

Your email address will not be published. Required fields are marked *